I was financial which have BECU to own a little more a beneficial 12 months. Everyone loves the reasonable charge, plethora of atms everywhere, reimbursement away from atm fees, by using almost every other low financial fingers, the on the web financial app is easy so you’re able to browse, and being able to send and receive cash on zelle. But primarily, the things i spend most attention to, is their amicable group! I have been to numerous becu twigs throughout Washington, and have now not ever been troubled. If i cure https://paydayloanalabama.com/hartselle/ my personal credit card and require a new you to definitely, I simply enter a department and then have one to. I had particular con, that they punctually put the funds back into my personal membership, upcoming following investigation, posting me a letter confirming the newest ripoff no circumstances are found. Today, I ran to the Lynnwood branch of the Alderwood mall, 15 minutes before the financial do romantic, and you can had a loan, mastercard and an overdraft line of credit. CYNTHIA LI grabbed charges from my personal money having professional finess and you can made me feel like I was straightened out from the loved ones. Brand new twenty-five% interest rate and you can a threat by the credit financial, is went. Replaced from the eleven% attention and a lower fee! The latest branch manager even arrived out to congratulate myself, because the I happened to be thus surprised at getting a whole lot, inside the very virtually no time. I have no clue as to the reasons individuals goes to other financial. The customer care is the best around.

Worst experience

Terrible feel. No telecommunications. It will take particularly 1000 tries to score just one assist. My car had towed by communications gap. They don’t choose phone calls. Offices romantic earlier than the official go out. BECU group on their own cannot affect other departments. I’d so you’re able to reschedule my personal international airline merely to get one file from their store given that profile people left early on Monday and you may create simply be inside for the Friday due to they becoming regarding to possess MLK Big date. As well as won’t give the file on my buddy no matter if I’d an effective POA. Being completely truthful, I have already been looking to which for a few days, nothing like I just emerged towards the last time, Saturday. They entirely sucks.

I do not highly recommend BECU

Really don’t highly recommend BECU. I’ve utilized them for personal and business banking and usually see them very hard to run. Such as, I recently removed a property update personal loan using them. I starred phone level for nearly two weeks and you can is actually completely struggling to score ahold of your financing processor. We have no clue what they need or required – possibly email address could have been easier? It finished up denying my personal financing consult because the app is actually unfinished. We ended up having fun with Tesla’s lovers to finance our solar power anyway. Really awful feel total which have BECU.

I asked to own an IRA that would not taxed since the the cash is blog post taxation dollars. They gave me the one that today may cause me to have to blow 20% whenever i withdraw it.

Bank card Scam Keeping track of

I prefer the financing cards from BECU. I’d swindle fees to my account which i is late to note because of that they will not reimburse some of the fresh scam money near to 5K in the losings.

Tiring

BECU is no longer particular absolutely nothing local CU more however for certain need they feel they may be able pull off that have limiting period and technology/apps/net connects which can be old and you may unreliable. Their on line financial webpage is actually off more than any webpages You will find ever seen!

He has got generally never ever once informed me personally out of clogging my personal card, and they have closed my personal cards down mid-vacation, all of the travel, long lasting I really do. I did so fundamentally, for the first time, discovered notification out of my debit are banned. via a text out-of a weird amount having an excellent janky Url and you can words penned that have combined times, Along these lines. When my credit got refused 24 hours later I didn’t actually hook up the words. It recently had a common trouble with scammers spoofing BECU’s count together with huge warnings about getting doubtful of every get in touch with regarding BECU every time you logged into your account very that is what Used to do.